{"jurisdiction": "us-ny", "code": "eptl", "section": "13-4.5", "citation": "EPTL § 13-4.5", "heading": "Form of registration in beneficiary form", "text": ["§ 13-4.5 Form of registration in beneficiary form", "Registration in beneficiary form may be shown by the words \"transfer on death\" or the abbreviation \"TOD\", or by the words \"pay on death\" or the abbreviation \"POD\", after the name of the registered owner and before the name of the beneficiary."], "official_source": "https://www.nysenate.gov/legislation/laws/EPT/13-4.5", "from_official_api": true, "plain_english": "Beneficiary-form registration may place **“transfer on death” or “TOD,” or “pay on death” or “POD,” after the owner’s name and before the beneficiary’s name**. ★", "in_force_on": "2026-05-31", "retrieved": "2026-09-27", "url": "https://elyphived.com/us-ny/eptl/13-4.5", "publisher": "Elyphived LLC"}