{"jurisdiction": "us-ny", "code": "penal", "section": "176.15", "citation": "Penal Law § 176.15", "heading": "Insurance fraud in the fourth degree", "text": ["§ 176.15 Insurance fraud in the fourth degree.", "A person is guilty of insurance fraud in the fourth degree when he commits a fraudulent insurance act and thereby wrongfully takes, obtains or withholds, or attempts to wrongfully take, obtain or withhold property with a value in excess of one thousand dollars.", "Insurance fraud in the fourth degree is a class E felony."], "official_source": "https://www.nysenate.gov/legislation/laws/PEN/176.15", "from_official_api": true, "plain_english": "A person commits fourth-degree insurance fraud by **committing a fraudulent insurance act** and thereby **wrongfully taking, obtaining, or withholding—or attempting to take, obtain, or withhold—property worth more than $1,000**. ★ It is a **class E felony**.", "in_force_on": "2026-05-31", "retrieved": "2026-09-27", "url": "https://elyphived.com/us-ny/penal/176.15", "publisher": "Elyphived LLC"}