Insurance fraud in the third degree · as in force on May 31, 2026
§ 176.20 Insurance fraud in the third degree.
A person is guilty of insurance fraud in the third degree when he commits a fraudulent insurance act and thereby wrongfully takes, obtains or withholds, or attempts to wrongfully take, obtain or withhold property with a value in excess of three thousand dollars.
Insurance fraud in the third degree is a class D felony.
A person commits third-degree insurance fraud by committing a fraudulent insurance act and thereby wrongfully taking, obtaining, or withholding—or attempting to take, obtain, or withhold—property worth more than $3,000. ★ It is a class D felony.
Marked in the text: penalties, time limits, sums of money. Editorial emphasis added by this edition; it does not appear in the statute as enacted.
This provision appears in Volume 4 — The Court Clerk: Penal Law; Volume 1 — The Court Officer in Plain English; Volume 3 — The Court Officer: Penal Law; Volume 3 — Your Career: Penal Law in Plain English.