{"jurisdiction": "us-ny", "code": "penal", "section": "176.35", "citation": "Penal Law § 176.35", "heading": "Aggravated insurance fraud", "text": ["§ 176.35 Aggravated insurance fraud.", "A person is guilty of aggravated insurance fraud in the fourth degree when he commits a fraudulent insurance act, and has been previously convicted within the preceding five years of any offense, an essential element of which is the commission of a fraudulent insurance act.", "Aggravated insurance fraud in the fourth degree is a class D felony."], "official_source": "https://www.nysenate.gov/legislation/laws/PEN/176.35", "from_official_api": true, "plain_english": "A person commits fourth-degree aggravated insurance fraud by **committing a fraudulent insurance act** after having been convicted **within the preceding 5 years** of an offense whose essential elements include such an act. ★ It is a **class D felony**.", "in_force_on": "2026-05-31", "retrieved": "2026-09-27", "url": "https://elyphived.com/us-ny/penal/176.35", "publisher": "Elyphived LLC"}