Penal Law § 187.05

Residential mortgage fraud in the fifth degree  ·  as in force on May 31, 2026

§ 187.05 Residential mortgage fraud in the fifth degree.

A person is guilty of residential mortgage fraud in the fifth degree when he or she commits residential mortgage fraud.

Residential mortgage fraud in the fifth degree is a class A misdemeanor.

Official sourcehttps://www.nysenate.gov/legislation/laws/PEN/187.05

In plain English

A person who commits residential mortgage fraud commits the offense in the fifth degree. ★ It is a class A misdemeanor.

Marked in the text: penalties, time limits, sums of money. Editorial emphasis added by this edition; it does not appear in the statute as enacted.

In print

This provision appears in Volume 4 — The Court Clerk: Penal Law; Volume 1 — The Court Officer in Plain English; Volume 3 — The Court Officer: Penal Law; Volume 3 — Your Career: Penal Law in Plain English.