Penal Law § 176.15

Insurance fraud in the fourth degree  ·  as in force on May 31, 2026

§ 176.15 Insurance fraud in the fourth degree.

A person is guilty of insurance fraud in the fourth degree when he commits a fraudulent insurance act and thereby wrongfully takes, obtains or withholds, or attempts to wrongfully take, obtain or withhold property with a value in excess of one thousand dollars.

Insurance fraud in the fourth degree is a class E felony.

Official sourcehttps://www.nysenate.gov/legislation/laws/PEN/176.15

In plain English

A person commits fourth-degree insurance fraud by committing a fraudulent insurance act and thereby wrongfully taking, obtaining, or withholding—or attempting to take, obtain, or withhold—property worth more than $1,000. ★ It is a class E felony.

Marked in the text: penalties, time limits, sums of money. Editorial emphasis added by this edition; it does not appear in the statute as enacted.

In print

This provision appears in Volume 4 — The Court Clerk: Penal Law; Volume 1 — The Court Officer in Plain English; Volume 3 — The Court Officer: Penal Law; Volume 3 — Your Career: Penal Law in Plain English.